chfa home finance enews

Below is a list of 2026 holidays affecting CHFA Home Finance operations. When CHFA is closed, lenders will be able to submit documents; however, loan locks, document processing, file check-ins and reviews, and all other CHFA Home Finance operations will not be available.

Do you want to learn more about the federal Recapture Tax that your CHFA FirstStep and CHFA FirstGeneration borrowers may be subject to? Do you know that CHFA offers reimbursement if the borrowers are required to pay recapture tax?

Effective for new locks made on or after January 5, 2026, use the lower of $832,750 or the applicable program loan limit determined by FHA, VA, USDA-RD, Fannie Mae, or Freddie Mac®, plus financed MI, MIP, VA Funding Fee, USDA-RD Guarantee Fee, or 203(k) rehab funds (subject to applicable insurer, guarantor, or investor guidelines).

For any loan closed in 2025 and purchased by CHFA after January 28, 2026, Participating Lenders are responsible at a minimum for the payment of the first half of required prior year’s property taxes and all previous years’ taxes.

Information on upcoming training offered by CHFA Home Finance in January 2026.

Below is a list of 2025 holidays affecting CHFA Home Finance operations. On days when CHFA is closed, lenders will be able to submit documents; however, loan locks, processing of documents, file check-ins and reviews, and all other CHFA Home Finance operations will not be available.

Your responses will highlight opportunities for CHFA’s growth and development.

CHFA always strives to better understand the needs of our lending partners. Please take a moment to help us by responding to a brief survey focused on our customer service, programs, processes, delivery, and access

The Transfer of Servicer (TOS)/Transfer of Beneficiary (TOB) must be completed within the MERS system within five days of CHFA’s loan purchase. During a recent audit on the MERS TOS, it was found that loans are not being transferred timely.

Information on upcoming training offered by CHFA Home Finance in November 2025.

CHFA is allowing permanent interest rate buydowns on our government loan programs (CHFA FirstStep, CHFA FirstGeneration, CHFA HomeAccess, and CHFA FHA Streamline Refinance) for loans locked on or after September 29, 2025,

CHFA is pleased to announce the publication of a revised and updated CHFA Seller’s Guide. This version is a comprehensive update of the guide.

Information on upcoming training offered by CHFA Home Finance in October 2025.

“Financial education” and “fun” aren’t usually in the same sentence. That’s all changing with CHFA’s collaboration with Zogo, a gamified financial education app.

Committed to our vision that everyone in Colorado will have the opportunity for housing stability and economic prosperity, CHFA is excited to announce that in the coming weeks we will allow permanent interest rate buydowns on our programs.

Information on upcoming training offered by CHFA Home Finance in September 2025.

Thank you for your patience as we worked to resolve the issue with the processing of documents uploaded via HomeConnection. We have resolved the issue, and you can now return to the regular uploading procedure.

CHFA is experiencing an issue with the processing of documents uploaded via HomeConnection. We apologize for the delay and are working to resolve the issue as quickly as possible.

Through multiple community feedback sessions, we learned that homebuyers would like more options to help them narrow down their loan officer search. Prospective homebuyers can now choose multiple options to filter loan officer results on the “Find a Participating Lender” webpage.

CHFA DPA Second Mortgage Loans should not be registered in the Mortgage Electronic Registration Systems (MERS).

In accordance with Colorado House Bill 24-1269, Colorado county clerks and recorders implemented a flat fee schedule for all recorded documents effective July 1, 2025.

The 2025 advertising campaigns all feature CHFA customers and their testimonials. The messaging for the campaigns is based on feedback from prospective homebuyers and homeowners across the state.

CHFA has a team of Business Development Specialists whose job is to market, train, and conduct all business development efforts for CHFA’s mortgage loan programs.

Information on upcoming training offered by CHFA Home Finance in July and August 2025.

Per recent changes to Colorado law, all county clerks and recorders will be implementing a flat fee schedule for all recorded documents. This change will take place on July 1, 2025.